eZ-Pay Plan Overview

Silencer Central’s eZ-Pay Plan allows you to begin the ATF paperwork immediately while you make four affordable payments (a down payment plus three equal monthly payments) while your NFA items are pending ATF approval. Submitting your down payment of 25% allows us to file your transfer paperwork with the ATF while you pay off your balance over three months.

Purchasing with our eZ-Pay Plan

In Person or Over-the-Phone Purchases:  Initiate your purchase with a down payment via credit card, check, cash, or money order.  A credit card will be required to set up recurring payments.

Online Purchases:  Browse our online store. If eZ-Pay Plan is available for an item that you want, the product page will display “This item qualifies for eZ-Pay Plan.” Select “eZ-Pay Plan” before you add the item to your cart.  Your down payment will be made by credit card.

You will make three payments over the next three months (one payment is due each month) to pay off your eZ-Pay Plan balance. We will set up recurring payments through your credit card to make each monthly payment. You will receive a reminder email/text five days before the payment is due.  Payments can be made any time by cash, check, or money order, prior to your monthly recurring payment date.

Once your eZ-Pay Plan balance is paid in full and your transfer is approved by the ATF, you can pick up your items from Silencer Central (SD residents), at a Gun Show, or have them shipped to your front door.  If you are not a resident of AL, AZ, CO, FL, GA, IA, KS, MI, MN, MT, NE, NC, ND, SD, TN, TX, WI, or WY, we will ship to a local dealer in your state.


When do you file the ATF transfer paperwork?

Once 25% is collected, the paperwork process will begin for you, your trust, or local dealer (non-residents of AL, AZ, CO, FL, GA, IA, KS, MI, MN, MT, NE, NC, ND, SD, TN, TX, WI or WY).

Does eZ-Pay Plan purchases qualify for free Silencer Central Gun Trust?


Does eZ-Pay Plan purchases qualify for free Silencer Central Gun Trust?

Your $200 tax stamp will be calculated in to your down payment and recurring payments.  A 3% transaction fee will be added to any tax stamp payments made by credit card.

Are there any fees to use eZ-Pay Plan?

No.  Other companies are charging over 15% in fees for this type of payment plan.  We buy in large volumes directly from the manufacturer, which eliminates the middleman, allowing us to provide this payment plan to you at no additional cost.

Are all silencers eligible for purchase using eZ-Pay Plan?

Yes! You may even find a couple SBR’s on our website available with the eZ-Pay option.
We purchase directly from a local manufacturer, Mack Brothers in Sturgis, SD.  With no wholesaler in the middle, we save three to five months on transfer times to us and save you 10% to 15% on the cost of your purchase due to no wholesaler markups.  Our website will always note which products are eligible.

Are accessories eligible for purchase using eZ-Pay Plan?

Possibly.  Accessories such as heat wraps (mirage covers), adapters, pistons, thread protectors, etc. purchased at the same time as your eZ-Pay eligible silencer can be added to your overall eZ-Pay Plan total.  Accessories purchased individually are not eligible for eZ-Pay Plan.

Can non-residents of AL, AZ, CO, FL, GA, IA, KS, MI, MN, MT, NE, NC, ND, SD, TN, TX, WI or WY use eZ-Pay Plan?

The eZ-Pay Plan was designed for customers in our licensed states (AL, AZ, CO, FL, GA, IA, KS, MI, MN, MT, NE, NC, ND, SD, TN, TX, WI and WY) who are filing a Form 4 transfer, which typically takes six months for ATF approval. All customers are welcome to use eZ-Pay Plan, but please keep in mind that the we do not ship eZ-Pay Plan orders until the order is paid in full. Form 3 transfers (dealer to dealer) are significantly shorter than in-state Form 4 transfers, so your order must be paid in full prior to shipment to your local dealer. Most Non- FFL residents who consider using eZ-Pay Plan elect to pay in full upon Form 3 approval to their local dealer or shortly thereafter.

What are my payments?

After your initial down payment you will make three equal payments over the next 90 days (one payment due each month) to pay off your eZ-Pay Plan balance.

How do I make a eZ-Pay Plan?

If you used a credit card for the initial down payment, our system will set up reoccurring payments automatically. You will receive an invoice via email five days before your payment is due.  Recurring payments will be made by credit card; however, you can choose to make a payment by cash, check or money order, at any time prior to your monthly recurring payment date.

Can I pay off my balance prior to 90 days?

Yes.  You can pay your entire balance at any time during the 90-day period without incurring any penalty.

When I make my final payment, can I pick up my items or have them shipped to me immediately?

Possibly. This will depend on whether or not your transfer has been approved by the ATF yet. If the transfer has been approved, we will work with you to get your item(s) to you ASAP.

What if my eZ-Pay Plan installment payment is not paid in full at the end of any of the 30-day increments?

You will have three equal payments due on the same day each month.  If you fail to make any of your monthly payments, your order will be cancelled and all products will be returned to stock. If eZ-Pay Plan products are returned to stock for delinquency of payment, all money you have paid towards your eZ-Pay Plan balance is non-refundable.

Can I cancel a eZ-Pay Plan order?

eZ-Pay Plan orders may be cancelled within 10 days of the order date, if we have not initiated the ATF transfer process. If the ATF transfer process has not been initiated and a cancellation request is made within 10 days of the purchase date, a 25% restocking fee, plus a $250 fee for the NFA Gun Trust will be applied to the refund amount.  Once the ATF transfer process has been initiated, cancellation is not possible.

Can I transfer the payments I have made through eZ-Pay Plan to someone else?

No.  Since your paperwork is specific to you, your trust, or your local dealer, once submitted to the ATF, no changes can be made.  Once your purchase has been paid in full and you have received approval from the ATF, you can transfer your silencer to another person, however they will incur an additional $200 fee for another tax stamp and will be subject to current ATF wait times.


If the Bureau of Alcohol, Tobacco, Firearms, and Explosives (“ATF”) denies your transfer at any step in the process, we will refund 100% of purchase price and ATF Tax Stamp price.